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title MIT CISR — Four AI Maturity Stages
source-id mit-cisr-2024
wiki-page (02_References/enterprise-ai/wiki/frameworks/mit-cisr-maturity-stages.md)
last-synced 2026-06-07

MIT CISR — Four AI Maturity Stages

What this reference contains

MIT CISR's empirical four-stage AI maturity model (721-firm 2022 survey, updated 2024). Stage assignment is based on Total AI Effectiveness. Firms in Stages 3–4 financially outperform their industry; firms in Stages 1–2 underperform. The Stage 2 → Stage 3 transition is the critical inflection point.

The four stages

Stage % of firms Focus Revenue vs. industry
1. Experiment and Prepare 28% Literacy, acceptable-use policy, data accessibility −12.6 pp
2. Build Pilots and Capabilities 34% Business cases, tracked pilots, APIs, value measurement −3.5 pp
3. Develop AI Ways of Working 31% Shared platform, architectural reuse, test-and-learn culture +11.3 pp
4. Become AI Future Ready 7% AI in all decisions, AI-as-a-product to external clients, four-modality combination +17.1 pp

Source: MIT CISR, 2022 survey.

Stage diagnostics

Stage 1: Has literacy and acceptable-use policy, but no tracked, value-attributed pilot. Stage 2: Running tracked pilots with named business cases and measured value — but value is contained to single functions; no shared platform. Stage 3: Shared AI platform with reusable services; dashboards expose AI value; test-and-learn is the default operating mode. Stage 4: AI in default decision-making across functions; monetizing AI capability externally; combining all four AI types (analytical, generative, agentic, robotic).

The Stage 3 inflection

"Enterprises in stages 1–2 had financial performance below industry average; enterprises in stages 3–4 had financial performance well above industry average." — MIT CISR

Stage 2 → Stage 3 requires a platform investment that ROI-driven Stage 2 cultures resist (no individual pilot pays for it). This is the most common stall point.

Stage 4 exemplars

  • DBS Bank: S$150M AI impact (2022) → S$370M (2024) → S$1B+ expected (2025). 350+ use cases. CEO KPI: 1,000 experiments/year.
  • Ping An Insurance: 49% of product sales by AI representatives; AI banking as a service to 30 other Chinese banks.

When to consult

  • For skill general-maturity-assessment: MIT CISR's four stages are the primary sequential axis of the assessment. Plot the org on this axis first, then use Accenture's 2×2 to identify the binding constraint.
  • For skill tech-stack-diagnostic: Stage 3 platform requirements (shared AI platform, architectural reuse) are what the stack diagnostic should be building toward.

Source

MIT CISR Enterprise AI Maturity, 2022 survey + 2024 interviews. 721 firms; Total AI Effectiveness measure; four-stage model; DBS Bank and Ping An Stage 4 exemplars.