FINERACT-2455: Working Capital Loan Charge-Off

[alberto-art3ch]

Description

Brings Charge-Off to the Working Capital Loan module

• New chargeOff / undoChargeOff transaction commands on /working-capital-loans/{id}/transactions, wired through the legacy command pipeline (audit trail + maker-checker).
• Charge-off marks the loan as charged-off and creates a non-monetary CHARGE_OFF transaction recording the outstanding balance. The tag is only removed by an explicit undo.
• Validations: single charge-off only, date not before the last transaction and not in the future, undo only when no monetary transaction follows the charge-off, and no new charges allowed after charge-off.
• Exposes chargedOff on the loan read model and a charge-off template (auto-calculated amount + date + reason options).

FINERACT-2455

Checklist

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[adamsaghy]

    /home/runner/work/fineract/fineract/fineract-working-capital-loan/src/main/java/org/apache/fineract/portfolio/workingcapitalloan/service/WorkingCapitalLoanChargeOffWriteServiceImpl.java:104: error: method forPortions in class WorkingCapitalLoanTransactionAllocation cannot be applied to given types;
            final WorkingCapitalLoanTransactionAllocation allocation = WorkingCapitalLoanTransactionAllocation.forPortions(chargeOffTransaction,
                                                                                                              ^
      required: WorkingCapitalLoanTransaction,BigDecimal,BigDecimal,BigDecimal,BigDecimal
      found:    WorkingCapitalLoanTransaction,BigDecimal,BigDecimal,BigDecimal
      reason: actual and formal argument lists differ in length
    1 error
  

[adamsaghy]

@alberto-art3ch Hmm... something went sideways here... way too many commits :/

[alberto-art3ch]

@alberto-art3ch Hmm... something went sideways here... way too many commits :/

Done! I've fixed this

[adamsaghy]

LGTM